Employment practices liability (EPL) coverage, included in Directors and Officers coverage, deals with hiring, firing and everyday workplace interactions. Employment practices liability claims alleging workplace discrimination or sexual harassment are increasingly common.

Members and guests may file an employment practices liability claim against the Lodge if they feel they have been discriminated against, sexually harassed or wrongfully expelled/terminated from the organization. Employment practices liability policies provide coverage for these types of claims involving members and guests, treating them the same as paid employees.

To protect your Lodge, it’s important to understand different types of employment practices liability claims. Here is a deeper dive into four common employment practices liability claims and how to protect against them.

Hostile Work Environment

A hostile work environment claim can be complex and involves behavior that discriminates against […]