Blog - Page 3 of 7 - Moose Insurance Program

Improving Safety Signage for Lodges

A simple “wet floor” safety sign can mean the difference between a normal day at your Lodge and a trip to the emergency room.

While the primary purpose of safety signage is keeping people safe, there are other benefits, too:

Reducing accidents
Promoting a culture of safety
Minimizing legal risks

Facilities that have clear and consistent safety signage see a reduction in accidents and injuries. They also minimize their risk of legal action should an accident occur.

Read on to learn about the signs your organization should have in place and how to make improvements to your existing signs.

Types of Safety Signage for Lodges

There are three primary categories of safety signage:

Danger signs—These red signs with white lettering warn about the most serious risks of bodily injury or death, such as high […]

March 11th, 2022|

Spring Cleaning Tips for Lodges

It’s hard to believe, but spring is just around the corner. It’s the perfect time to begin thinking about seasonal maintenance and spring cleaning before hotter weather arrives.

Being proactive and keeping your Lodge facilities in good condition is smart. It not only benefits the longevity of your Lodge property, it also improves safety for employees, members and visitors to the Lodge.

Here’s a list of seasonal maintenance and spring cleaning tips for Lodges to get you started.

Spring Cleaning Tips for Lodges:

Start with the entrances. Clean and vacuum entrance mats to remove soil, salt, dirt and grime, and replace any damaged mats that might create a trip hazard.
Sweep and mop hard surface floors, then vacuum or steam clean interior carpets.
Give the bathrooms and […]

February 8th, 2022|

Snow Shoveling Safety Tips

Like everyone, many Lodges spend the winter digging out from snow storms. Shoveling snow can provide an opportunity for exercise, help out less-able community members, and build camaraderie among the members. All the same, snow removal can also be risky for members, volunteers and your organization.

Shoveling snow yourself can pose health risks and hiring snow removers comes with added risks to your Lodge. The next time it snows, make sure to follow these snow shoveling safety tips to minimize your risk of a claim.

Snow Shoveling Risks

It’s important to remember that snow is heavy — a fact that’s easy to forget after a nice long summer. Just one inch of snow weighs between 0.3 to 4.8 pounds per square foot, depending on how wet and […]

January 4th, 2022|

Holiday Decorating Safety Tips

With the holiday season in full swing, many Lodges are ready to decorate. Help make sure your holidays are jolly and bright by remembering these holiday decorating safety tips. Whether your Lodge decorates a small Charlie Brown tree or goes full Chevy Chase, keep your Lodge’s property and members safe with these tips:

Indoor Holiday Decorating Safety Tips

Remember when shopping for live trees that it’s important to check for freshness, as a fresh tree will last longer and be less of a fire hazard.
Know how to choose a fresh tree. Look for green color, needles that are hard to pluck and bend instead of break, and trunks with sticky resin at the base.
Test a tree for a freshness with a gentle shake or tap. A fresh tree […]

December 6th, 2021|

The Step-by-Step Process of Purchasing Insurance from Lockton Affinity

One of the things that can make shopping for insurance for your Lodge so hard is not knowing what to expect. You hope that whatever company you choose will be easy to work with and offer the tailored coverage that you need, but it’s not always guaranteed.

At Lockton Affinity, we aim to provide you with best-in-class service for insurance solutions that meet the requirements of your organization. Helping you understand the inner workings of the process of purchasing insurance from Lockton Affinity is a part of that promise of service.

In this blog, we’ll walk you through the insurance buying process so you know what to expect. While purchasing insurance from Lockton Affinity provides customized coverage unique to your Lodge, all insurance purchases take a similar journey, moving from shopping […]

November 11th, 2021|

What to Know About Workers’ Compensation and Volunteer Accident Insurance

Even with the best training and safety precautions, it’s still a possibility that one day one of your workers or volunteers could be hurt in an accident. Even a minor injury could result in a major medical bill, that in turn could lead to a lawsuit for your Lodge. Employees and volunteers are at the heart of your Lodge, so it’s important that you protect them while also protecting your organization.

Different insurance coverage responds depending on the type of claim. While your Lodge likely has Workers’ Compensation coverage if you have employees, it’s important to know this coverage isn’t for volunteers, who are best protected by Volunteer Accident Insurance. Understanding the difference in these two types of coverage is crucial to ensure all your people are protected.

Here’s what to […]

October 6th, 2021|

A Brief History of Insurance

“Don’t put all your eggs in one basket” is a very old saying and, in many ways, it’s still the basis for the modern insurance that helps protect your Lodge. Insurance began with people seeking to control the dangers they faced by spreading out the risk among larger groups of people and making agreements to help one another in the case of a loss.

It’s an interesting story how this practice got its start and how it led to the products and services today that help Lodges protect their organizations. Here’s a brief history of insurance.

Ancient Insurance

The problems that insurance is designed to address have been around for a really long time. Seafaring in the ancient world was a notoriously dangerous task for traders, from Ancient Babylon all the way […]

September 9th, 2021|

All-Weather Grill Safety for Lodges

Outdoor grilling is one of the most enjoyable and relaxing parts of summer but getting everyone together for a cookout at the Lodge is great anytime the weather’s nice. In milder climates, you can safely cook outdoors well into fall or even all year long. If the weather does turn cold, you’ll want to make sure your grill is safely stored so it’s ready the next time you use it.

Grill safety for Lodges is important all year round. Annually, nearly 20,000 emergency room visits and 9,000 fire department calls are the result of grills, according to NFPA. The risk of accidents, injuries and property damage don’t go away when the weather turns cold, so it’s important to follow the proper precautions whether your grill is on […]

July 27th, 2021|

7 Must-Do Events for Your Lodge This Summer

Summer is just a short few months for Lodges to hold events outdoors when the weather is nice and families and kids are looking for something fun to do.

Options are nearly endless, but a few fun ideas are so popular that many organizations consider them a must-do. These are the events your members and guests are guaranteed to love. If you’re still looking for summer activities, here are 7 must-do summer events for your Lodge, plus important information about how to make sure the event is safe for your organization.

Summer Cookouts

Everyone loves a cookout. Grilling outdoors with tasty meats and veggies is a summer favorite, and not much is required to get started. A parking lot or grassy area outside the Lodge will do. Cookout fundraisers can be incorporated, […]

July 9th, 2021|

A Guide to Safely Opening Your Organization

Everyone is ready to get back to normal, and many places already have resumed regular activities. But with the downtime and changes that have happened over the past year, some organizations need to review and update their procedures. If your Lodge is one of them, these action items may help you take care of the safety of members, guests and volunteers.

This guide to safely opening your organization focuses on 3 areas that may need your attention: people, policies and procedures.

Safely Opening Your Organization: People

Your employees, volunteers and members are what make your Lodge what it is. But some of them may have had their own changes over the last year. Some of them may also be feeling unfamiliar with how you do things because they’re new, or simply because […]

June 16th, 2021|