Lodge Tips Archives - Page 2 of 3 - Moose Insurance Program

Fireworks Safety and Liability

Summer fireworks events are a lot of fun but can be dangerous. The potential for injury is high, and organizations like your Lodge can face liability if a member, guest or volunteer is injured, or if property is damaged. Before you decide to include fireworks at your next event, make sure you’re prepared to have a safe, properly permitted and insured event.

What You Should Know About Fireworks Events

Fireworks events are a common sight every summer. Fourth of July celebrations, picnics, festivals, weddings and other outdoor events can all feature fireworks displays or shows. Some organizations also host fireworks sales as a fundraising activity. Many of these events go off successfully and a happy crowd goes home without injuries or damages.

However, fireworks events do present […]

May 21st, 2021|

Top 10 Safety Risks of Outdoor Events

As the weather gets nicer, many Lodges will plan outdoor events for members and guests. Everyone enjoys spending time outside, participating in a parade, having a picnic or just enjoying the great outdoors. But for event attendees to enjoy a safe outing, organizers need to spend some time thinking about what might go wrong.

Every event faces safety risks and outdoor events are no different. Here are the top 10 safety risks of outdoor events to prepare for before your next event.

Top 10 Safety Risks of Outdoor Events

1. Food Safety

Most outdoor events don’t feel complete without a picnic, but food safety should be top of mind. Keep hot foods hot and cold foods cold. Separate uncooked meat from other food and cook thoroughly to recommended temperatures. Keep dishes out of […]

April 23rd, 2021|

Your Guide to Working with Vendors

Working with vendors can be extremely beneficial to your Lodge. Specialized vendors that handle your Lodge’s food and beverage, alcohol, cleaning or technical needs can be a big help, boosting efficiency while saving on costs.

But working with vendors also presents some challenges. Partnering with a vendor can expose your Lodge to added risk, so it’s important to minimize the chance of potential problems.

The right level of insurance protection helps protect both you and your vendors, making sure you both are covered in the event of a claim. Here’s your guide to working with vendors and how to check your insurance coverages for a successful partnership.

What to Look for in a Vendor

Always work with vendors that are properly insured. Expertise, recommendations and performance are important but claims can happen even […]

November 25th, 2020|

How to Handle Complaints at the Lodge

Things often get busy at the Lodge, making it easy to overlook when a member, volunteer or guest brings up a complaint. Mistakes and misunderstandings happen every day, even when your Lodge is led by passionate, hard-working people.

While we all would like to minimize our mistakes, how you handle these difficulties is often more important.

A complaint represents a risk to your organization. Complaints that are brushed off or handled poorly can result in an unnecessary claim being made, which can cause stress, endanger budgets and lead to negative publicity.

It’s important for you to be aware of the kinds of complaints you may face and understand the best practices for managing a complaint. Here’s what to know, plus 4 tips to handle complaints at the Lodge.

Lodge Complaint Scenarios

Your organization is […]

November 4th, 2020|

Workers’ Compensation and Volunteer Accident Insurance

Employees and volunteers are at the heart of your Lodge, and as an organization, one of your greatest responsibilities is ensuring they all are adequately protected. You may need Workers’ Compensation and Volunteer Accident Insurance to fully protect them.

While your Lodge likely has Workers’ Compensation coverage if you have employees, it’s important to know this coverage isn’t for volunteers, who are best protected by Volunteer Accident Insurance. Understanding Workers’ Compensation and Volunteer Accident Insurance is crucial to ensure all your people are protected.

Here’s what to know about the difference in these two types of coverage and why your Lodge may need both types of coverage.

Understanding Workers’ Compensation for Lodge

Even with the best training and safety precautions, accidents are bound to happen. The consequences of an accident can […]

June 17th, 2020|

Hire Landscaping Professionals or Use Volunteers?

Like many, your Lodge might considering whether or not to hire landscaping professionals or to use volunteers. With volunteers, you could save on budget while engaging the local community. But yardwork, gardening, mowing, tree-trimming, landscaping and horticultural labor does carry the risk of injury, so it’s important to manage the risk.

Risks that Exist

The landscaping and horticultural services provided by professionals is wide-ranging. From simple mowing and mulching, to tree trimming, line clearance, irrigation, planting, architectural design and heavy construction, the services are vast. According to the Bureau of Labor Statistics, the professional industry reports about 13,025 injuries per year. Many injuries are minor such as sprains or strains, but the potential for serious injury exists. Hazards include power tools and machinery, overhead electrical lines, heavy loads, falling objects, slips […]

February 25th, 2020|

Does Your Property Policy Cover a Smoking Porch Addition?

If your Lodge is building an smoking porch addition on the property, it’s crucial to involve your property insurance agent or broker in the process to avoid problems like coverage misunderstandings, denied coverage for claims and losses, and underinsurance issues.

As of January 1, 2020, Lodges have become smoke-free. It’s a big change for members, and in many cases, it’s also leading to big changes for Lodge facilities, so it’s important to be prepared.

Going Tobacco-Free

With delegates voting to make all Lodges smoke-free on Jan. 1, 2020, many Lodges are adding space to their properties to give smokers a place to go. Whether it’s a new deck, pergola or smoking porch addition, this solution is a win–win, helping your Lodge provide a welcoming atmosphere for prospective members inside the Lodge, while […]

January 8th, 2020|

Top 10 Volunteer Safety Tips

Around the Lodge this time of year, you may get inquiries from new volunteers looking to give back. One way to celebrate these new volunteers’ resolutions to give back is by making your own resolution to help keep them safe around the Lodge. Here are the top 10 volunteer safety tips of the year:

1. Plan for Inclement Weather

Sleet and snow can make travel risky for volunteers and guests and an unexpected storm may mean you need to postpone or cancel an event on short notice. Plan how to deal with potential risks and ensure volunteers know what to do if there is inclement weather the day of the event.

2. Share a List of Emergency Contacts

If there’s an emergency during an event, your volunteers will need to know how to […]

December 9th, 2019|

Does your Lodge Follow These Ladder Safety Tips?

Whether your members are in the midst of spring cleaning, hanging pictures or inspecting the Lodge’s roof, ladder safety is important to acknowledge.

According to the American Ladder Institute (ALI), more than 100 people die every year in ladder-related accidents, and thousands suffer disabling injuries. Help ensure your members’ safety by sharing these ladder safety tips:

Basic Ladder Safety Tips

Before stepping onto a ladder, read the safety information labels and ensure it is in good condition. Never use ladders if they are missing parts or sway. Also inspect the Duty Rating of the ladder. It must be greater than the total weight of the climber, tools, supplies and other objects placed upon the ladder.

Once the ladder has been properly inspected:

Check the weather. Do not use ladders in high winds or […]

May 2nd, 2019|

Preparing your Lodge for a Power Outage

Whether your Lodge loses power for one day or one week, it is important to prepare your Lodge for a power outage. Whether caused by ice, snow or thunderstorms, a power outage may cause food spoilage, prevent the use of medical devices and disrupt water and communications.

How to Prepare in Advance

Always have an emergency kit with water, non-perishable food, emergency contact information and more. Also consider how those supplies change if members are stuck at the Lodge.
Consider purchasing a generator to power essential equipment like Lodge fridges and freezers. Ensure multiple Lodge member should know how to safely operate it.
Make a disaster plan, including how to respond in the event of an outage and members will be notified of delays.
Ensure your Lodge has […]

February 14th, 2019|