How to Handle Workers’ Compensation Claims
Despite how successful your Lodge’s risk management program is, Lodge employees can still get injured at your Lodge.
Workers’ Compensation insurance provides coverage for “on-the-job” injuries, including medical expenses and lost wages. This coverage applies regardless of fault and is written to follow individual state laws. Some states require this coverage, while others highly encourage it.
Because workers’ compensation claims are different from case to case, there is often confusion surrounding how to handle a claim.
When to Report an Injury
Report lag, or the number of calendar days between when an injury occurs and when it is reported to the insurance carrier, is a major issue in workers’ compensation claims. Measure your Lodge’s report lag, and make adjustments, if possible.
Generally, the shorter the length of report lag, the better. Timely claim reporting […]