As recent events prove, life is full of uncertainty. Only a couple months ago, Moose Lodges across the country were preparing for their regular spring and summer activities. While things will get back to normal soon, the COVID-19 pandemic reminds us that things don’t always go according to plan.

While it is important to plan for our futures, it is also important to prepare for the unexpected. Uncertainty can lead to added stress and worry, which can have a negative impact on all involved. One way to prepare for the unexpected is insurance. The importance of insurance for Lodges comes down to three factors: protecting what you have built, minimizing the risks you face and proactively addressing the challenges of uncertainty.

Importance of Insurance: Protecting What You Have Built

Your Lodge and its people are your greatest assets. Over the years, you have invested in your Lodge, including its structure and building contents, personal property, fraternal regalia, paraphernalia, valuable papers and more, while many Lodge members, employees and volunteers have invested years of their time in the creation and furtherance of your mission.

The Moose Insurance Program was developed by Lockton Affinity for the unique exposures of your Moose Lodge. Coverage can help protect your property and people, so that you can continue to focus on your work while protecting your Lodge, your members and your mission.

Importance of Insurance: Minimizing the Risks You Face

Accidents and injuries can happen to anyone, even when you’ve invested responsibly in safety training, signage and equipment. Even a simple slip-and-fall accident can result in costly medical bills, lost wages and legal expenses. Minimizing the risks your Lodge faces is key to protecting your Lodge and its assets.

Insurance coverage from Lockton Affinity can help your Lodge minimize risks with an insurance program built exclusively for Moose Lodges. Workers’ Compensation can protect your paid employees in the case of an accident or injury, while Volunteer Accident Insurance helps cover your Lodge volunteers in case of accidental injury. Special Event coverage can help minimize the risk to the Lodge when hosting events not sponsored by Moose. Risk management tools can further reduce the risk by helping to reduce your likelihood of a claim.

Importance of Insurance: Addressing the Challenges of Uncertainty

In uncertain times, it is easy to feel stressed or become discouraged. It can help to focus on addressing these challenges proactively and staying focused on your mission. For more than 30 years, Lockton Affinity has built a reputation supporting fraternal groups by protecting them with the right insurance, offering a level of service unparalleled in the industry and using our leverage as a global broker to get the most competitive pricing.


With a program developed exclusive to meet the needs of your Lodge, it’s easy to get affordable coverage quickly and simply. Contact us to find out how Lockton Affinity can help you get the coverage you need so you can get back to providing for your community.